Is that lump of cash under your mattress making your back sore? Get a good night's rest by putting your hard earned money in a Pioneer Savings Account!

Rates as of June 1, 2020

Interested in opening a Pioneer Savings account? Stop by a branch, open one online, or use myPioneer Personal Assistant video chat. 

Open One Now!

* All rates are subject to change as a result of Board of Directors’ action. Rates on variable accounts could change after account opening. Fees may reduce earnings.

Trying to save up for a fun vacation away from the old homestead? Ready to upgrade to a new car from the old horse-drawn buggy? The Pioneer Special Purpose Savings Account is designed to help you reach your financial goals by keeping your savings easier to track while still in one convenient place.

To make saving up even easier, set up automatic deposits as a part of your account. Just log in to your myPioneer Online Banking account, select the Move Money tab, and Schedule a Transfer from another Pioneer account. Then, just like your new favorite song, set the transfer on repeat and you're done! Your savings account can grow without you needing to remember to deposit money regularly to it. 

Rates as of June 1, 2020

Open up a Special Purpose Savings Account today by applying online, stop by a local branch or use myPioneer Personal Assistant video call.

Open One Now!

* All rates are subject to change as a result of Board of Directors' action. Rates on variable rate accounts could change after account opening. Fee may reduce earnings.

Open a Loyalty Savings Account

Pioneer's Loyalty Savings is like finding a little gold nugget while walking around, earning an amazing 5.00% Annual Percentage Yield* (APY) on your current balance. Loyalty Savings is unique though in that you can't transfer directly to the account yourself. Instead, the following deposits are made automatically into your Loyalty Savings:

• The accumulation of funds transferred to your ChangeForward account (earned from rounding up Pioneer debit card purchases to the next dollar) are transferred into Loyalty Savings monthly.
• Dividends from Pioneer's Reward U checking and any cash back earnings from WOW Cash Back checking are transferred into Loyalty Savings monthly.
• Dividends through a Youth Savings account are transferred into Loyalty Savings monthly.

You can withdraw funds from your Loyalty Savings Account at any time like a normal savings account.

Want to start saving by opening a Loyalty Savings account? Stop by a branch, open one online, or use myPioneer Personal Assistant video chat.

* All rates are subject to change as a result of Board of Directors’ action. Rates on variable accounts could change after account opening. Fees may reduce earnings.

Like hitching another horse to your wagon, the Pioneer Money Market Savings Account speeds up your savings. Keeping a higher balance in it will earn you a higher dividend than a regular savings account.

You can make deposits to your account when you have extra money you want to stow away. Plus, our tiered structures gives you options to ensure your funds earn a competitive rate. 

Open your Money Market Savings Account at a local branch, apply online, or use myPioneer Personal Assistant video chat!

Open One Now!

View Money Market Rates

*Must maintain a minimum daily balance of $2,500 to earn dividends. See fee disclosure page for if minimum balance is not met. All rates are subject to change as a result of Board of Director's action. Rates on variable rate accounts could change after account opening. Fees may reduce earnings.

Save a little bit of money everytime you visit the local watering hole. Pioneer's ChangeForward Savings Account rounds up every purchase you make with a Pioneer debit card to the next dollar and puts the change into your ChangeForward savings account. It's a creative way to save money without any of the effort.

To open your ChangeForward savings account, stop by your local branch, or use myPioneer Personal Assistant video chat.

*ChangeForward deposits will be made daily for all transactions in one sum. Example: If you have a transaction for $6.10 and another for $224.90 in one day, the first transaction will round up to $7.00 and the next will round up to $225.00. This would move $1.00 into your ChangeForward account at day-end processing. ChangeForward will not round up a transaction if that amount exceeds your available account balance.