Skip to main content

Best Checking Account

Get the BEST CHECKING ACCOUNT in town!

Start earning 3.70% APY* and Rewards Points with Reward U Checking Account**. 

Bonus: In Celebration of our 70th Anniversary, you can receive $70 for opening a Checking Account.1

Open your account at your local branch, with the myPioneer Personal Assistant app, or online today!

Benefits

  • 3.70% APY* paid on the average daily balance, up to $10,000
  • Earn Rewards points, 1 point for every $3 spent using your debit card using a signature, 1 point for every $4 spent using your PIN
  • Five (5) non-Pioneer ATM fee refunds up to $7.50

Monthly Qualifications

  • 15 PIN or signature debit card transactions must post and clear from the checking account
  • Must receive eStatements
  • ID Theft Protection must be on the account**

All requirements must be met each month in order for benefits to be earned.

Members as young as 16 years old can open a Reward U Checking Account with their parents/guardians as co-signers.

Open One Now!


DEBIT CARD FOR KIDS AND TEENS

Get Greenlights debit card for kids and financial education for your family, complimentary. We’ve teamed up with Greenlight to bring you a family Greenlight account. It’s complimentary with a new or existing Pioneer Federal Credit Union checking account.

Learn More

*APY = Annual Percentage Yield. All rates are subject to change as a result of Board of Directors' action. Rates on variable accounts could change after account opening. Fees associated with this account could reduce earnings. See Service Charges & Fee Disclosure for current rates.

**All checking accounts are assessed with a monthly service charge of $1.99 to cover valuable identity theft and fraud protection for all Pioneer members. 

1 $70 will be deposited within 30 business days after all requirements are met. Requirements include an active checking account with direct deposit. Active checking accounts must remain open for a minimum of 60 days with direct deposit with at least 10 debit card transactions within 60 days of opening the account. Not all applicants qualify for this offer. This offer is considered as income and will be reported as applicable on IRS 1099-INT. Offer subject to change without notice.

Equal Opportunity Lender. Pioneer Federal Credit Union is federally Insured by the National Credit Union Administration.