As a not-for-profit credit union, Pioneer is different than a bank because we can push our profits back to our members. This translates into low or no fees on accounts, lower interest rates on loans, and dividends paid to you! But did you know these dividends go to our Checking Accounts as well? WOW!

No Strings

Prefer not to have a minimum balance? Preferred Checking is the best option for you. This basic checking account includes one FREE box of checks upon opening. You can enjoy the same transactions as a traditional bank account.

Cash Back

Get payback for purchases made on Amazon^®, iTunes^®, and Google Play^® with "WOW" Checking. An extra $10 in your pocket each month (just for shopping like you typically do) is definitely something to smile about.

High Roller

Get the highest rate of return on your balance with Reward U Checking. Meet the requirements, and you'll earn 2.00% APY* each month.

All checking accounts come with ID theft protection** for you and your family, even for non-Pioneer accounts. Join today and find the perfect checking for your lifestyle. As always, we're here to help!

*APY = Annual Percentage Yield. All rates are subject to change as a result of Board of Directors' action. Rates on variable accounts could change after account opening. Fees associated with accounts could reduce earnings. See Service Charges & Fees Disclosure for current rates.

**All checking accounts are assessed a monthly service charge of $1.99 to cover valuable identity theft and fraud protection for all Pioneer members.