It happens at many check-out stands. “Would you like to save 20% by opening a store card today?” As enticing as it may be, there are pros and cons to having a department store credit card. This article puts that tempting discount offer into perspective!

Your credit score has a huge impact on your ability to purchase a car, get a personal loan, and even buy a house. At Pioneer, we want to see everyone in our community reach the 720 club and achieve their dreams, whatever they may be. We can show you ways to raise your credit score quickly and avoid deceiving offers that can eventually put you in a high interest, declining credit score situation. Contact us at (208)587-3304 or pfcu@pioneerfcu.org for more information, or click here to start your free Credit Score Analysis. Let us get you on the track to financial health!