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Health Savings Accounts

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Few investments are as important as your health. Yet, even with insurance, caring for your health can get expensive, especially if you have a high deductible. By utilizing Pioneer's Health Savings Accounts, you can be prepared for larger medical expenses.

With a Pioneer Health Savings Account (HSA) you'll feel secure knowing that you have money for qualified medical expenses now and in the future. Plus, contributions to your HSA are tax-free, which means you save even more! You'll also earn competitive dividends on the funds deposited. It's easy to access your HSA with an HSA debit card to use on all of your qualified medical expenses.

If you would like to learn more about establishing an HSA, stop by your local branch, use the myPioneer Personal Assistant app, or call (208) 587-3304. 

Rate as of June 1, 2020

Pioneer Health Savings Account Features
Minimum Balance to Earn Dividends $100.00
Annual Percentage Yield 0.05%*
Minimum Balance Requirement $0
Access with a VISA® debit card Yes

Learn more about the tax benefits of opening an HSA account.

*All rates are subject to change as a result of Board of Director's action. Rates on variable rate accounts could change after account opening. Fees may reduce earnings. Please contact your tax adviser for recommendations.

Medical care costs can be very expensive. You can save for medical expenses or long-term care costs with an Idaho Medical Savings Account (MSA). The Idaho MSA allows you to save while reducing the amount of Idaho income tax you owe. Plus, with a dedicated MSA debit card, you can easily use your MSA funds on qualifed medical expenses.

Qualified expenses can range from medical, vision, and dental expenses as well as health insurance and other long-term care.

For more detailed information, please consult your tax adviser or the Idaho State Tax Commission at (800) 972-7660 or (208) 334-7660. 

If you're ready to open your Idaho MSA, visit your local branch, use the myPioneer Personal Assistant app, or open one online!

Open One Now!

Rates as of June 1, 2020

Idaho Medical Savings Account Features
Minimum Balance Requirements (to open account) $25.00
Access with a VISA® Debit Card Yes
Direct Deposit Services Yes
Automatic Transfer of Funds to Loans N/A
Dividend Period Monthly
Free access to accounts via myPioneer Yes
Free 24-Hour Telephone Teller Access Yes
Minimum Balance (to earn dividends) $300.00
Annual Percentage Yield 0.05%*

* All rates are subject to change as a result of Board of Director's action. Rates on variable rate accounts could change after account opening. Fees may reduce earnings.

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